Rohit Verma is more surprised than worried when he looks at his mutual fund statement. “The markets have gone up by almost 20% in the past one year but my mutual funds are showing losses,” says the Delhi-based bank executive. Verma had started two SIPs of Rs 10,000 each in a large-cap and a mid-cap fund in July 2017. While the large-cap fund has earned marginal returns, the mid-cap scheme has lost money, forcing Verma to rethink his decision to invest.
A lot of small investors who start ..