Most mutual fund advisors ask their clients to link their investments in tax-saving mutual funds or ELSS funds to a long-term financial goal. They argue that such an approach would help investors to hold on to their ELSS investments for a long period. Many ELSS investors mistakenly believe that they should sell their investments after the mandatory lock-in period of three years. Sadly, some of them spend the money rather than investing the proceeds in an equity scheme. Some investors also invest ..