Mutual Funds Investment: Systematic Investment Plan or SIP is one of the most preferred investment options for retail investors. It is equally popular among the lower income group as well as higher income group as and usually gives returns around 12 per cent to 16 per cent, depending upon the scheme an investor chooses. However, every investment has a rule so does SIP. And, if these rules are not followed you might end up hurting your returns. Being ignorant of the return limit and remaining tight-fisted with investment return, investment discipline like regular investment without putting an eye on the market movement, allocation of funds or diversification of investment, etc. are some common mistakes that a SIP investor has been found committing. If such mistakes are contained and controlled, one can enhance his or her investment return fortunes, say experts.
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