The uncertainty and unpredictability of events in life are enough reasons for one to buy a life insurance policy. Life insurance, apart from protecting your family from the unexpected financial disasters due to instances such as accidents and critical illnesses, gives them a financial stability from the eventuality of death of the bread winner. Essentially, life insurance is there to give your dependents financial protection if you die, usually as a lump sum or staggered payout depending upon your specific needs and requirements.
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