The problem with getting a message on the phone that demands an instant list of five funds to invest in is that there are no ready names to give. Likewise, for tweets and other social media requests for names of two or three funds to invest in, there is no easy answer. Similar is the problem of somebody asking for a life insurance or a health insurance plan—how does one recommend a single product to a person who knows something about the product but not enough?
Nine big financial changes that you must watch out for in October
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