Mutual funds collected Rs 90,094 crore through the systematic investment plan (SIP) route in the first 11 months of 2019, as many investors continued to stagger their investments in equity market with a long-term perspective. The sum marked a 12% increase over Rs 80,645 crore collected in the year ago period. This comes at a time when the market has been polarised, with investors getting returns from only a handful of stocks. While the broad Nifty 50 index returned 11.95%, investors lost in mid caps and small caps, with the Nifty Midcap 150 down 0.2% and the Nifty Smallcap 100 losing 12.3% in this period.