The way Delhi-based Sandeep Nangrani, 45, invests has changed drastically in the last 10 years. When he joined the workforce for the first time in 2001, he was shy of investing in equities, and his money life mimicked his parent’s zero-risk investment philosophy. In his 20s, Nangrani’s portfolio was like a 60-year-old’s in terms of risk. But the last decade saw him step into taking structured risk through the mutual fund route.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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