On 1 April, India’s health insurance landscape will change forever with the Irdaimandated Arogya Sanjeevani Policy coming into effect. However, the standard health insurance policy has its limitations. Not only is the entry age restricted to 65, the cover is capped at Rs 5 lakh, way too low for senior citizens living in big cities.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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