These are testing times for individual investors. Stock markets by their very nature are volatile. In uncertain times like the current one, the volatility increases, and the swings are large. The common investor can find this stressful and confusing. Your asset allocation can be a major contributor to your stress levels or it can help reducing it. There is an appropriate asset allocation for all of us depending on the life and wealth stage that we are at. But before we get into that, here are some rules that apply irrespective of age:
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