Despite the impact of the covid-19 pandemic, mutual fund investors have, for the most part, remained committed to their investments. Data shows that inflows in systematic investment plans (SIPs) in equity funds are more or less at the same levels in March 2020 as earlier. But are investors doing the right thing by staying invested or should they look for opportunities to exit and await an opportunity to return when the dust settles? Or are they missing out on the opportunity of a lifetime by not investing more in the markets at these levels?
Here are four scenarios that warrant different actions on your SIPs.