Key funds such as HDFC Equity and HDFC Top 100 have underperformed their category averages on a five-year basis (CAGR). Neil Borate spoke to Prashant Jain, executive director and chief investment officer (CIO) of HDFC Mutual Fund to understand the reasons for the underperformance and his overall outlook on the markets and the economy as a whole. Edited excerpts:
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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