The proper way to plan one’s investments is to start with future financial goals that are known and predictable. Most of us have these in plenty, from a house and kids’ education to retirement. Once you have a list of goals you can plan investments suited for each, depending on the amount needed, the time-frame and other factors.
However, for many of us, this full-blown, elaborate goal-based system may become a little too much work. In that case, there’s a simpler system, which is the s ..