The Pension Fund Regulatory and Development Authority has extended the date of applicability of a new rule for NPS account opening through Online PRAN Generation Module (OPGM). A PFRDA circular said, “Based on requests received from several Points of Presence (PoPs) and considering the prevailing situation, the advisory issued vide circular dated 20th April 2020 to CRAs for not opening NPS Accounts through OPGM without photo and signature shall now be made effective from 1st October 2020.”
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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