Last week in these pages I wrote about the necessity of having a substantial fixed income allocation for every investor. Using a Jerry Seinfeld comedy clip as an illustration, I’d pointed out that having a small fixed income allocation (5 or 10%) gave an illusion of safety while actually not delivering a useful amount of safety in the event of a mishap. Rather, in the words of Seinfeld, “What exactly is the role of the helmet in skydiving?”
Insurers receptive to covering chronic ailments, declare PEDs honestly
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