Investing in equities directly is generally exciting for the investors, as they make stock selections based on their conviction and research. Mutual funds provide a convenient option for investors to enjoy similar investment exposure. However, stock selection and investment decisions are entrusted to professional fund managers. In contrast, passive investing trusts that the markets behave rationally, and the benchmark indices built upon the back-tested scientific methodologies generate the returns reflective of the market conditions.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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