An analysis of the daily rolling returns of five categories of debt funds that see high investor interest - low-duration, money-market, short-duration, corporate bond, and banking and PSU - shows that the number of instances of a debt-fund NAV dropping by 1 per cent or more in a single day has risen sharply in the last two years. It seems to have gone through the roof in 2019 and 2020 (see the chart below).
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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