In a recent survey conducted by Cafemutual, 28% mutual fund distributors said most of their clients did not make changes to their investment portfolio to maintain asset allocation. Another 47% MFDs said that some of their clients chose not to maintain recommended allocation. Just 25% MFDs said their clients have rebalanced investment portfolio to maintain the pre-Covid-19 allocation. The Covid-19 pandemic enforced loss of jobs and salary cuts have hit the continuation of SIPs adversely: around 62% MFDs saw some pause (58%) or widespread pause (4%) in SIPs.