You diversify your investments, and your investments diversify your life. Am I being facetious? Is this just word play? No! Absolutely not. There is a very real sense in which having enough investments will allow you to diversify your life when you most need to. As the evil shadow of China and its virus falls on the millions of jobs and businesses around the world, having enough savings or not having enough savings makes a big difference in whether you can diversify your future and your life.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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