Ajit Banerjee, Chief Investment Officer, Shriram Life Insurance, thinks sometimes doing nothing is far wiser than doing too much—remaining inert in a turbulent market may be a prudent strategy. There is no thing like a perfect time to invest but a disciplined approach to investment yields good results, says Banerjee, who expects the Nifty at 15,000 in 2021. Beaten down sectors such as PSU, power, real estate and FMCG can do well in the new year, so keep a watch.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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