Amid the coronavirus outbreak, when the whole world is shifting towards work-from-home culture and avoiding unnecessary travels, several insurance companies are introducing 'pay as you drive' policies for the customers. These unique motor insurance schemes allow the users to pay the premium only on the days they use the vehicle or the distance they travel.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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