The rally in banking stocks has boosted banking funds, which had been laggards for much of last year. The category has given returns in excess of 35 per cent in the past three months, higher than other sectoral and thematic funds. In comparison, pharma and IT funds returned 10.4 per cent and 19.6 per cent, respectively, data from Value Research shows.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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