s rising bond yields have started eating into debt fund returns over the past couple of months, some investors have started taking bigger bets in the comparatively riskier funds in pursuit of higher returns. Monthly disclosure by Association of Mutual Funds in India (Amfi) showed investors poured Rs 366.44 crore in credit risk funds in January after nine months of abstinence. During these months, this category of funds saw net withdrawal of Rs 56,317.27 crore.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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