It is never easy to achieve simplicity in things we do. Investments are no exception. Many retail or inexperienced investors believe handing over one’s money to professionals is a clear step towards making huge money. This again is too simplistic an assumption. Investing in markets with such a naive assumption gives rise to unfavourable experiences for first-time investors. This is one reason why investors develop biases towards investing. And, as a result, they miss out on the long-term wealth creation avenues.