2015 was the worst year for global economy after the financial crisis and global recession of 2008. Going by the present trends, 2016 is likely to be very challenging. Commodity prices, particularly crude, have witnessed one of the worst crashes in history. U S interest rates are northbound with huge implications for capital flows and the global economy. The Chinese slowdown has the potential to impact global growth in 2016.
The cumulative impact of these factors is pulling the market down. What should retail investors do in such a difficult environment?