Do not forget to buy personal accident insurance cover

Personal accident insurance offers coverage from death, disability arising out of accident. At a very low premium it offers wide cover. At 28, Roy was amongst the most meticulous planner that I had met. He had a good career going for him, completing the picture were his beautiful wife and a little daughter, who he adored. Being a family man, he had taken a family floater health insurance cover for his family and a term insurance plan. Armed with both these financial products, he thought that he had managed to secure his family's future even if something untoward were to happen to him. 

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