A natural calamity is an uncertain event, which comes with disastrous loss of life and materials. Chennai floods have once again shown us the strength of nature, incidents that are often called an “Act of God”, specially when it comes to applying for insurance claims.
These natural calamities are so sudden that they don't only cause loss of human life but also a loss of assets, in terms of immovable properties, valuables, vehicles, equipment, movable assets like machines and stock.
In you do ever find yourself in the midst of such incidents, the greatest help you can do to yourself is to file insurance claims (life and general insurance) at the earliest.