Here’s how to build an investment portfolio with varying asset allocation
Diversification across asset classes is the key for serious investors if they want to have better risk-adjusted returns.
by ET Jun 23, 2020
What is mark to market risk in debt instruments?
Debt mutual funds have to show notional losses or gains on their debt holdings even if the gains or losses are not actually realised. This is known as markto-market or MTM risk.
by ET Jun 23, 2020
Banking sector mutual funds are offering 21% in one month. Should you invest?
Banking sector funds have surprised investors in the last one month. The category has offered 21.38% returns in one month. It is indeed surprising because the banking sector has suffered a lot in the last one year.
by ET Jun 23, 2020
This lazy investing style could really be the smartest
An index fund, a relatively boring and lacklustre instrument, had beaten a hedge fund.
by ET Jun 23, 2020
Risk of another market sell-off definitely exists: Srinivas Rao Ravuri, PGIM India Mutual Fund
“Markets always tend to look ahead. Some of the macro numbers like auto sales, cement, electricity and diesel consumption, are sequentially looking better. Lockdown is getting lifted, business are opening up."
by ET Jun 23, 2020
Yes Bank to skip payment of interest on bonds
In the rescue process, Yes Bank’s AT1 bonds worth ₹8,415 crore were written down in full in March
by Mint Jun 23, 2020
How market cycles affect an MF’s ability to outperform
Conservatism of fund managers can affect performance during recoveries and bull phases, says study
by Mint Jun 22, 2020
How much and what type of health insurance policy you need for different life stages
The need for health insurance changes from youth to old age depending on one’s lifestyle and genetics. ET Wealth tells you how much and what type of health plans you should have as protection against poor health through various stages of life.
Posted on Jun 22, 2020
Can you buy health insurance cover for mental illnesses?
14.2 percentage of the total population of the country suffering from mental disorders of varying intensity, as of 2017. This is 197.3 million people or one in seven persons. However, the question is can you buy health cover for mental illnesses.
by ET Jun 22, 2020
Use this Excel tool to solve complex personal finance calculations
MS Excel's Solver is an optimisation tool that aims to calculate the value of a variable while incorporating changes in the multiple variables of a financial equation. This also includes any user-defined constraints or conditions.
by ET Jun 22, 2020
PPF rate may fall below 7% to a 46-year low
Since 1 April, the 10-year bond yield has till now averaged 6.07% and currently stands at 5.85%, which clearly means a rate cut is in the offing for small savings schemes.
by ET Jun 22, 2020
Want to know how much life insurance cover you should have? Here are two ways to calculate
The first step of a financial plan is to make sure that your insurance needs are covered. The ongoing pandemic has reinforced this importance. Follow our step by step guide to find out how much life insurance cover you should have.
by ET Jun 22, 2020
Banking & PSU and corporate bond mutual funds score high on credit quality. But are they risk-free?
Banking & PSU debt funds are required to invest 80% in instruments issued by commercial banks and public financial institutions. Corporate bond funds are also required to put at least 80% in AA+ and higher-rated corporate bonds. Does that make them risk-free?
by ET Jun 22, 2020
Plan for your financial goals using the four-bucket system
The personal finance crisis that the pandemic has brought upon many of us has made the need for better planning more urgent. For many of us, this full-blown, elaborate goal-based system may become a little too much work. Here's a simpler system.
by ET Jun 22, 2020
How safe is your index fund?
Index funds and ETFs mirror the index they track. So, the safety that you get in an index fund is relative and is directly proportional to the risk associated with the index.
by ET Jun 20, 2020