Assets of individual investors which include retail investors and HNIs in the Rs.38 lakh crore MF industry has reached Rs.21 lakh crore as on December 2021, i.e. individual investors account for 55% of the total assets, shows AMFI data.
Over the year, the proportion share of individual investors has increased from 52% to 55%. Interestingly, assets of individual investors have grown by 29% in the last one year.
|
Investor-type |
Dec-20 |
% share |
Dec-21 |
% share |
|
Individuals |
16,16,578 |
52 |
20,86,052 |
55 |
|
Institutions |
14,79,696 |
48 |
17,05,759 |
45 |
|
Total |
30,96,274 |
100 |
37,91,811 |
100 |
* figures in crore
Which scheme holds the largest share in industry assets?
As evident from the rising share, investors have remained inclined towards equity-oriented schemes (equity and balance funds). From 40% in Dec 20, the share of equity assets has increased to 48% in Dec 21. Likewise, the percentage share of ETFs and FoFs has jumped from 9% to 11%. This was largely due to mark to market gains and fresh inflows through SIPs.
Conversely, the percentage share of debt-oriented schemes has declined from 33% to 25%. And, that of liquid/money market schemes has also dipped from 18% to 15%.
How are investors positioned across scheme types?
Equity assets are largely held by retail investors and HNIs. They contribute 88% of the industry’s equity assets. On the other hand, non-equity assets are dominated by institutional investors, who hold 63% of debt-oriented schemes, 87% of liquid and money market assets and 89% of ETFs and FOFs.
Which scheme do investors prefer the most?
77% of individual assets are parked in equity-oriented schemes. Of the balance 23%, debt-oriented schemes, liquid/money market schemes and ETFs and FOFs form 17%, 4% and 2% respectively.
66% of institution assets are collectively parked in debt-oriented schemes and liquid/money market schemes whereas, equity-oriented schemes and ETFs and FOFs form 13% and 21%, respectively.
