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Individual investors accounted for 55% of the total MF industry AUM. Of the total AUM of Rs.38 lakh crore as on March 2022, individual investors which include both retail and HNIs held Rs.21 lakh crore, shows the latest AMFI data.
Individual investors largely preferred equity-oriented schemes (equity and balanced funds) and held 78% of their assets in these schemes. On the other hand, institutional investors parked 32% in liquid/money market schemes and 31% in debt funds.
T30 Vs B30
Of the total Rs.21 lakh crore of individual assets in the MF industry, 74% or Rs.15.54 lakh crore came from T30 cities.
In terms of asset composition, 43% of T30 assets were parked in equity-oriented schemes and the balance 57% in non-equity-oriented schemes.
Regular Vs Direct
MFDs continued to be investors’ favourite as 81% of retail assets and 76% of HNIs assets were in regular plans.
Further, individual investors accounted for 81% of the total equity assets in the MF industry. Likewise, 70% of the total debt assets held by individuals through MFDs.
